Golden State Today

OAKLAND — In recognition of Military Consumer Month, Attorney General Rob Bonta issued a consumer alert to protect California service members, veterans, and their families from common scams and fraud. According to the Federal Trade Commission, military consumers nationwide reported over 93,700 fraud complaints last year, including 42,766 imposter scams costing them over $178 million.

“Far too often, California service members and their families are targets for predatory scammers. Scams are varied and sophisticated, promising everything from home loans to jobs, and continuing education. I urge California’s military community to learn the scam warning signs, bring a buddy when engaging in major transactions, and take a tactical pause when an offer seems too good to be true,” said Attorney General Bonta. “As part of our commitment to protect those who protect us, my office will continue to bring the full force of the law against those who seek to exploit California’s military community. If you have fallen victim to a scam or suspect fraudulent activity, get help and share your story so that we can help your fellow service members. You can report fraud to your local military or civilian law enforcement agency or to the California Department of Justice at oag.ca.gov/report.”

Military service members, veterans, and their families are frequently targeted by scammers seeking access to their pay and benefits. Scammers exploit the camaraderie within the military community by posing as veterans or other trusted individuals.

Common scams targeting the military community include:

- **Charity Scams**: Fraudulent charities use names that sound legitimate or mimic well-known charities.

- **Predatory Schools**: For-profit schools target service members with false promises.

- **Home Loan Scams**: Fraudsters claim affiliation with government agencies or loan servicers.

- **Identity Theft and Fraud**: Scammers pose as officials from recognized organizations.

- **Job Scams**: Fake job listings aim to steal personal information.

- **Pension Scams**: Financial advisers persuade senior veterans into costly financial decisions.

- **Affinity Fraud**: Exploits trust within identifiable groups like the military.

- **Debt Collection and Illegal Threats**: Debt collectors use illegal tactics against service members.

- **Rental Housing Scams**: Target personnel looking for housing near bases.

- **Predatory Auto Sales and Financing**: Dealers near bases lure service members with deceptive deals.

Attorney General Bonta advised bringing a trusted individual when making significant decisions and utilizing free annual credit reports from Equifax, Experian, and TransUnion. He also recommended placing fraud alerts on credit reports if identity theft occurs.

Suspicious activity should be reported immediately to local authorities or relevant agencies. Strong passwords for online accounts were also emphasized as essential for protection.

For more information on protecting against these scams or reporting fraudulent activities, visit oag.ca.gov/consumers/general/military.